However, i cannot use paypal (multiple reasons). I do have a internet-worthy debit card tho, so will you be offering any other kinds of payment for submissions?
Sure. Do you have a payment method you would prefer? I could add Plimus but they don't accept UK debit cards anyway.
Hope this doesn't sound like a silly question - What's a PAD file? I'm thinking it's something to do with passwords...
No, it's not a silly question. A PAD file is an XML file which describes your software. It's a standard form used by many download sites to make it easier to submit your software, particularly when it comes to updating the listing. Many submission sites will monitor the URL of your pad file on your website, and automatically update their listing when your PAD file is updated.
It typically contains the product url, buy url, screenshots urls, download urls, descriptions, price, filesize, and all that info. I recommend PADGen for putting together your PAD files, though we are happy to create the PAD's for you if you prefer.